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Tax Refund Calculator

UK Tax Refund Calculator

Calculate your potential tax refund or amount owed based on HMRC guidelines for the current tax year.

Enter Your Details

Income Details

£
£

Includes dividends, rental income, freelance earnings

£

From payslips, P60 or other tax documents

Pension Contributions

£

Student Loan

Calculation Results

Enter your details

Fill in your information and click "Calculate Tax Refund" to see your results

Disclaimer: This calculator provides an estimate only. For accurate tax calculations, please refer to HMRC or a qualified tax advisor.

UK Tax Knowledge

🛡️

Personal Allowance

• 2023-24 Personal Allowance is £12,570
• No income tax payable on earnings below this amount
• Allowance reduces by £1 for every £2 earned over £100,000
• Tax year runs from 6 April to 5 April annually
📊

Income Tax Bands

• Basic Rate: 20% (£12,571 to £50,270)
• Higher Rate: 40% (£50,271 to £125,140)
• Additional Rate: 45% (over £125,140)
• Scotland has different tax bands (see HMRC website)
💰

Refund Eligibility

• Overpaid tax through PAYE system
• Left employment part-way through the tax year
• Entitled to unclaimed tax reliefs
• Made Gift Aid donations to charity
📋

Application Process

• Submit Self Assessment online via HMRC website
• Gather P60, P45 and relevant receipts
• Typical processing time: 4-6 weeks
• Can claim refunds for up to 4 previous tax years
🏥

National Insurance

• Class 1: Employees pay 12% on earnings over £12,570
• Employers contribute an additional 13.8%
• Voluntary Class 3 contributions for gaps in record
• Separate calculation from income tax liability
📈

Tax Planning

• Maximise pension contributions for tax relief
• Utilise ISA tax-free savings allowance (£20,000)
• Transfer assets between spouses/civil partners
• Submit tax returns by 31 January deadline

Customer Reviews

S
Sarah Chen
★★★★★

Extremely accurate calculator! It helped me identify a £2,400 tax refund which I successfully claimed. Very user-friendly interface, highly recommended for anyone working in the UK.

Refund: £2,400
D
David Wilson
★★★★★

As a chartered accountant, I can confirm the accuracy of this calculator. It follows HMRC guidelines perfectly and is an excellent tool for UK taxpayers.

Refund: £1,850
★★★★☆

Really helped me understand the UK tax system. The knowledge section is particularly useful for expats new to the country. Successfully claimed my refund without any issues.

Refund: £3,200
M
Michael Brown
★★★★★

Changed jobs halfway through the tax year and this calculator helped me realise I was owed a refund. Saved me the cost of hiring an accountant - result!

Refund: £1,650
E
Emma Taylor
★★★★★

Great design and clear calculation logic. I discovered I was owed refunds for previous tax years too - over £4,000 in total!

Refund: £4,100
J
James Liu
★★★★☆

First time paying tax in the UK and this tool made the process much clearer. The FAQ section answered all my questions about the Self Assessment process.

Refund: £980

Frequently Asked Questions